Last updated: December 2025

1. Acceptance of Terms

By accessing and using Knete ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Knete is a personal finance management application that allows you to track your accounts, transactions, budgets, and investments. The Service is provided "as is" for personal, non-commercial use.

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate and complete information when creating an account.

4. User Data

You retain all rights to the financial data you enter into the Service. We do not sell, share, or use your data for advertising purposes. See our Privacy Policy for details on how we handle your data.

5. Acceptable Use

You agree not to:

Use the Service for any illegal purpose
Attempt to gain unauthorized access to the Service
Interfere with or disrupt the Service
Upload malicious code or content

6. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind. We do not guarantee that the Service will be uninterrupted, secure, or error-free. The Service is not intended to provide financial advice.

7. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

8. Changes to Terms

We may update these Terms from time to time. We will notify you of any material changes by posting the new Terms on this page.

9. Contact

If you have questions about these Terms, please contact us through the application.